maintenance fees. You must advise TD Direct Investing of these multiple account relationships. 00. Open a new TD Direct Investing account and you could be reimbursed for any fees—up to $150—when you transfer funds from another brokerage. So a $5000 purchase/sale = $5 and a $15,000 purchase/sale = $9. Your advisor can help you select the option that. Set up a one-time or recurring deposit or withdrawal. Visiting TD today. Account Minimums and Fees: There is no minimum initial deposit required to open an account; There are no maintenance fees for retirement accounts; Commissions, service. TD Ameritrade offers a broad array of futures trading tools and resources. TD Easy Trade TM is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc. My holdings were next to nothing, about $150 worth of common stock in a. Collection Costs: You will reimburse us for the reasonable costs of collection of payments owed to us, including legal fees . $300. Housekeeping changes may TLDR: TD starts charging a $100/year fee on my trading account, I don't find out until a year later. 2. A portion of these fees are paid to TD Wealth Financial Planning for our services. $0. Obligations as TD Waterhouse in its absolute discretion consider appropriate. The investment and trading platform from Canada's largest online broker. – Member CIPF. or market activity or to allow for systems maintenance, updates, or for any other cause, or • The. Transfer cash immediately from your TD Canada Trust account over the phone. maintenance costs. Change location? Open in minutes Your savings account comes with more than just a great rate Mobile Banking Bank anytime, anywhere—right from your phone with the TD. The maintenance fee is charged to TD. TD Waterhouse (a subsidiary of The Toronto Dominion Bank) is a Canadian discount brokerage with a flat fee commission structure (if you are a U. Minimum Deposit Requirement. The covered call strategy can limit the upside potential of the underlying stock position, as the stock would likely be called away in the event of substantial stock price increase. For using TD ATMs in the U. com. N/A. Market fluctuations can lead to more questions from clients and longer wait times on the phone. 4 TD Beyond Checking monthly maintenance fee can be waived with one of the following: Receive $5,000 or more in direct deposits within a statement cycle or maintain a $2,500 minimum daily balance in your TD Beyond Checking account or maintain a $25,000 minimum daily combined balance of all deposit accounts, all outstanding home equity loan and. If you're under 24, link your savings account to a TD Convenience Checking SM account 2. Learn instructions to avoid these rates. Hmmm. 00 per contract $5. 78 million = $147. Additional Benefits. Fee-Based Accounts arePage 2 of 2 TDA 7002 F 07/21 2. 25 – $1 $35 + $. Visit our website to learn more about how working with a. $25. $4. The exact amount, is still a mystery for each. Manage your banking activities more efficiently with online capabilities including: Customizable dashboard, alerts and notifications. Offers no account maintenance fees and 50 commission-free trades per year. To provide feedback please call 1-800-831-1158 or TTY 1-800-361-1180, Monday to Friday from 8am to 8pm (ET) or email customer. 99 Best Commission Price $7 Minimum to Open Account Not Required Maintenance/Inactivity Fees $25/Quarter Commission-free ETF Trading No Young. 3. MarketEdge® Daily. The bank’s British, Canadian and U. City, State, Zip. We make it simple to open a new IRA Account or update an existing one. Call us: 800-454-9272. TD Waterhouse Canada Inc. Earns Interest. 175+ Branches Nationwide. Td Waterhouse Trade Fees As a TD Direct Investing client, you can make informed and confident investment decisions with our industry leading Markets and Research centre. We matched that to: How can I save on the TD Direct Investing quarterly maintenance fee? TD Direct Investing clients are charged a quarterly^ maintenance fee of $25. ATM fees. 18% of previous year’s earned income. Yes, tiered interest rates. Learn about TD Direct Investing fees and investing with others to see who offers the best stock trading and investing experience in 2023. You can still open an account at TD. Account fees — including possible maintenance fees or management fees — and the interface might be important to some, while others might value desktop trading and a wide variety of stocks to choose from. Account and Services Agreements and Disclosure Documents (TD Waterhouse ASA) The table below summarizes key updates to the TD Waterhouse ASA, excluding housekeeping changes. Visit a TD Bank to open an account now. So their basic flat rate is $9. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED TD Wealth TD PRIVATE CLIENT WEALTH LLC (TDPCW) BROKERAGE FEE SCHEDULE January 17, 2023 The range of commissions, fees and expenses that you will be. TD Ameritrade delivers $0 trades, fantastic trading platforms, excellent market research, industry-leading education for beginners and reliable customer service, making it one of our top overall brokers in 2023. 00: At non-TD ATMs in any other foreign country: $5. Contributions, up to a lifetime limit of $200,000, are made with after-tax dollars and are not tax-deductible. TD Bank foreign currency account fee; Maintenance fee: No fee for the USD chequing account. 95. Premium Research Subscriptions. Additionally, TD-Bank may impose fees for non-TD ATM transactions which will be reflected in yourTD Waterhouse is a great choice for a Canadian investor looking to manage their retirement account through a discount brokerage. CDN $. Whether you’re looking for a new or used car, truck, RV or SUV, TD has financing solutions that can help you. Fee-based account(s): Fees for fee-based accounts (which TD Wealth Private Investment Advice calls Cornerstone accounts) are calculated as a percentage of the assets in these accounts and will be charged against your Private Investment Advice account(s). But, the TD Easy Trade account not a full brokerage account. By SideshowBob, January 5, 2003 in Look Out Below Message Board. TD Waterhouse Canada Inc. When you purchase TD Mutual Funds through a Mutual Funds Representative at TD Canada Trust 1, there are no loads ‑ 100% of your investment goes to work for you right away. For your TD Waterhouse Canada Inc. An FHSA is designed to help you save for your first home, tax-free and. If you are age 18 or younger, or 62 or older or. Monthly maintenance fee: $15 (waived for students and young adults between the ages of 17 and 23, or by maintaining a $100 minimum balance) Overdraft fee: $35 for each item TD Bank paysLet's chat, face-to-face at a TD location convenient to you. Plus, get. S. com •. may receive a referral fee as a one-time flat fee (currently $250. 22. Re: $100 Admin Fee With TD Waterhouse. 00 will be applied to SBA appraisal, environmental or business valuation fee. 8 % return (minus whatever mer% fee they take) while having downside risks. As of October 16, 2023, the national average rate on a 12-month CD is 1. and your advisor are separate,. Minimum Opening Deposit. 00Get in touch Call or visit a branch. It’s the best of and best in our 2023 print of online broker in Canada. and Canada. Free. 99 per trade plus 1. Stock Trading Fees: Annual Fees: TD Direct. $3. When thee transfer $15,000 or more, we’ll reimburse him up to $200 in fees this mayor be charged by your misc financial institution. 1 2. Top. ” TD Wealth Financial Planning Commission Schedule and Statement of Disclosure of Rates and FeesWith TD Direct Investing, we help you accomplish your investing goals with trading platforms for a variety of trading with competitive pricing is exists simple and fair. 99 each) ETF trade fees: Free (for TD ETFs) Domestic wire payments: Wire out: Up to $10,000: $30;Shift into High Gear with Advanced Dashboard. With a self-directed Tax Free Savings Account (TFSA) , you enjoy the same tax advantages as every other TFSA. Pass-through fees charged to TD Ameritrade will be passed on to the client's account. However, the charges vary depending on the type of account. 00A low-cost bank account loaded with easy-to-use digital tools and no overdraft fees or services. Before closing, transfer the balance, update auto-debit/paycheck options, clear negative balances, and download. 00, but subject to change), or a one-time fee based upon a percentage of the referred assetsThe standard amount needed to transfer in order to have fees waived is $25k. With TD’s Simple Savings, there is a $5 monthly maintenance fee, though the fee can be waived multiple ways:. for approximately $389,000 plus. 99: Not applicable: Savings: $5: Maintain a $300 minimum daily balance ** There’s no fee for the first year with a recurring transfer of $25: Citibank Monthly Maintenance Fees 8. Register online today with your TD Waterhouse investment account number or an existing Connect ID. Evidently not. 2 withdrawals, to 100. S. Waive your monthly fee with a $100 minimum daily balance. 7. However, there are a couple of ways to avoid it – - Maintain a balance of more than $15,000, and the fee gets waived. Now, some have maintenance fees that apply to most account types TFSAs generally are the exclusion. address. If your trading cost is $30/trade, then the break even point becomes $5455. Note: This fee applies only to WebBroker clients not yet signed up for online delivery of their account statements and trade confirmations through eServices. With TD Direct Investing, we help you accomplish your investing goals with trading platforms for a variety of trading with competitive pricing is exists simple and fair. We expect the combination to conclude in 2024. Monthly Maintenance Fee; TD Simple Savings: 0. 00 For using TD ATMs in the U. Payment: PIC will be responsible for paying us our fees for the provision of services under this Agreement. Just $5. Open a Direct Investing account. Find out more about our flat fee commissions and active trader pricing. As to if/ when they notified you about the new disclosure I can't say. reasonable attorney's fees that any Authorizing SRO incurs in enforcing this Agreement against Subscriber. RRSP. markets. Annual Percentage Yield. Call us: 800-454-9272. 00. $9. You agree to pay such fee to us immediately or we may charge the fee to your account . Collection Costs: You will reimburse us for the reasonable costs of collection of payments owed to us, including legal fees. 973 million, based on how many units you own. Investors who prefer a phone conversation instead of a face-to-face meeting can call an Investment Representative at 1-800-465-5463 and proceed with the account closure. 50. Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts. MarketEdge Daily Plus. 01 – $3 $35 + $2. 0. 50 for e ac hitem t re fter) Cash Deposited fee. This is a secure page TD Ameritrade. If you don't want to pay those fees, you're best off moving to another bank with lower fees (e. You can select the payment schedule that works for you. • Contact your Financial Planner by mail at the address noted on your TD Wealth Financial Planning account statement • Contact 1-866-646-7888 and request the Fund Facts • Email a Fund Facts request to td. Open account. RBC Direct Investing makes it easy to transfer can record. You log your account other one or more of an accounts included your household the a Systematic Investment Plan (SIP), a Pre-Authorized Deposit (PAD), or a Monthly Contribution Plan (MCP) of at least $100 a month. You only need to meet one condition to qualify: 1. and credit this amount to my/our TD Account on a;. Switch to TD and we'll cover your transfer fees. Know that we're always here for you – by phone, on Schwab. Work with a team of financial planners to build your financial plan: Get the benefits of working with a financial planner, from the comfort of your home or office. A TD Choice Promotional CD may be a good choice if you want a fixed return and don't need access to your money for the duration of the term; A relationship rate for TD Checking customers Receive a relationship rate when you have an eligible TD Bank Checking account 3; Low minimum deposit to open Deposit at least $250 to open and maintain the. To qualify for the program users must have more than of $15,000 in. Account and Services Agreement and Disclosure Documents listed below will be effective. 3Navigating the landscape of online investment platforms often poses challenges, particularly for Canadians eyeing accounts like TD Ameritrade. Open Robinhood Account. 2 Waive the $15 monthly maintenance fee with a $100 minimum daily balance. Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts. 1 with qualifying activities. Just $5. S. td ameritrade online holdings llc. If your firm does have account maintenance fees, check for ways to avoid them. 25 per $1003 TD Beyond Checking Monthly Maintenance Fee can be waived with one of the following: Receive $5,000 or more in direct deposits within a statement cycle or maintain a $2,500 minimum daily balance in your TD Beyond Checking account or maintain a $25,000 minimum daily combined balance of all deposit accounts, all outstanding home equity. 14. Yes. Abiding by their straightforward pricing policy, all details of commissions, maintenance fees and current offers are explicitly listed on the company website for all current and potential investors to view. If you’re trading U. Free. This sounds strange to me because I was hoping it was similar to my tfsa, RRSP and margin account. Call us: 800-454-9272. 6% of executed market orders receiving a better price than the National Best Bid and Offer (NBBO) at the time of routing. Whether you're saving for retirement, homeownership or education, both RSPs and TFSAs can be an option. S. Please contact your delivering institution for further information. Learn about investing in fixed income securities, such as bonds and CD’s through TD Ameritrade’s investment education resources. com . TD Bank offers several ways to avoid the $5 monthly maintenance fee. $125. is the manager of the TD ETFs and receives an annual management fee charged directly to the ETF. , a subsidiary of The Toronto-Dominion Bank. Mobile Deposit 2 limits of $50,000 per day and $100,000 per month when you use the TD Bank app; No fees on the first 5 wires every month (domestic and international) No fees on check orders (standard or designer) No fees for any 3x5 safe deposit boxes; No monthly maintenance fees or minimum balance requirements as a Private Client Group CustomerThis policy applies to all mutual funds offered by TD Waterhouse Institutional Services, with the exception of all Money Market funds. 4 ways to waive the $5 monthly maintenance fee, including maintaining a $300 minimum daily balance; Free automatic transfers: Kick-start your savings with transfers from other accounts Option to enroll in Savings Overdraft Protection for your TD Checking account; Save at all ages: Monthly maintenance fee waived if you're 18 or under, or 62 or olderTD Wealth Private Investment Advice is a division of TD Waterhouse Canada Inc. For the regular discount brokerage, if you have under $25,000 in your RRSP account, you would be charged an annual $125 administrative fee. com or td. It is one of the largest discount brokers in the country with the backing of the Toronto-Dominion Bank. Mutual fund sales charges, or commissions, are called loads. 95 per trade. Open & fund your account and start trading the same day. 79% APY. - Household program – The household program can help in getting the fee waived, access to free streaming market data, and lower trading commissions. 1 Fee ScheduleA,B BANKING FEES Stop Payment (cheque or pre-authorized payment) Complete details provided $12. Live Customer Service, 24/7 Call 1-888-751-9000 and talk to a real person day or night. Qualified families may receive up to $70,000 in Canada Disability Savings Grants and up to $20,000 in Canada Disability Savings Bonds paid to your plan. †TD Direct Investing 2022-2023 Winter Offer TD Direct Investing is offering a single Initial Transfer Award and a single Ongoing Transfer Award (as described below) to any qualifying new or existing TD Direct Investing client who is a Canadian resident of. Benefit from predictable returns. Free with this Account. Management fees are included in the ETF's management expense ratio. is the manager of the TD ETFs and receives an annual management fee charged directly to the ETF. You only pay a portion of that $147. 417 payments = 4 x $10 = $40) $ 15. It was then rebranded to TD Investing in 2012. 00 per month $ 15. 99 (first 50 free with TD Easy Trade) ETF Trading Fee: 0: 0: 0 for TD ETFs (non-TD ETFs not available to Easy Trade Customers) Crypto Trading Fee: 1. With TD’s Simple Savings, there is a $5 monthly maintenance fee, though the fee can be waived multiple ways:. Pays interest. TD Bank will never charge you a fee at TD or non-TD ATMs. 00 Pays interest Yes ATM fees $0. 99. reasonable attorney's fees that any Authorizing SRO incurs in enforcing this Agreement against Subscriber. This chart shows a view of problem reports submitted in the past 24 hours compared to the typical volume of reports by time of day. $15. But yeah cashable gic is a thing for sure. 01% interest is quite low;. 25 per contract. 5 reviews of Td Waterhouse "TD is overall a horrible bank. The whole thing was renamed TD Ameritrade. 95. Change location? Open in minutes Your savings account comes with more than just a great rate Mobile Banking Bank anytime, anywhere—right from your phone with the TD Bank app. $0. $6,500 1 PLUS unused contribution room from amounts withdrawn in previous years 2. Some of TD Bank’s CDs offer much higher interest rate opportunities. ATM fees. Not all unit trusts and Oeics are available via TD Waterhouse with discounted initial charges, either – and investments trusts, which incur the £9. Closing fee waiver not to exceed $2,000. Call us: 800-454-9272. A self-directed RIF in Canada can be a convenient and flexible way to continue building your portfolio in the Canadian and US markets even after you turn 71. If a client owns a single account, the quarterly maintenance fee will be charged to that account as it represents the first account for the client household. Updates to your TD Waterhouse Canada Inc. Call us: 800-454-9272. No monthly maintenance fee when you: Maintain a. Regular support available 24/7. TDPCW Brokerage Fee Schedule (PDF) TD Private Client Wealth Wrap Fee Brochure. Learn about the differences and open your account today. TD Ameritrade, Inc. 95 and no overdraft fees. You can still open an account at TD. No annual fee on the TD Canada Trust mutual fund RSP account. TD Waterhouse Canada is also required to pay $28,497 in costs for failing to include the details since December 2015. $0. You'll pay anywhere from $5 to $25 in months maintenance fees for yours TD Hill account unless you hit certain requirements. Call us: 800-454-9272. Posted: glexus Date of post: 15. TD Waterhouse or its affiliates may, under law, use for the benefit of an account. There are five ways to avoid this fee. (The ability to buy stocks and options)TD Ameritrade has been acquired by Charles Schwab. Real-time balance and transaction reporting. Need help? Call us: US: 800-669-3900 | International: 800-368-3668. $0. Register online today with your TD Waterhouse investment account number or an existing Connect ID. For each withdrawal, transfer, and balance inquiry conducted at a non-TD ATM. The reimbursement will be deposited in your account the month after you provide that to them. TD Direct Investing's WebBroker gives you all the market data and helpful tools you need to manage your online investment with confidence. Pretty reasonable, compared to the $3000 minimum balance for the TD Canada Trust USD. Conflicts of Interest Statement • Updates to TD Waterhouse Canada Inc Account and Services Agreements and Disclosure Documents • Dual Currency feature available for TD Wealth Financial Planning Fee-BasedTd Waterhouse Raises Fees Td Waterhouse Raises Fees. Who takes the tops spot—and which platform is best aligned over your investing goals?TD Waterhouse Canada Inc. , a subsidiary of The Toronto-Dominion Bank. Funds held for less than 30 days are subject to a short-term redemption fee of 1% of redemption value or $45 (whichever is greater) and are in addition to any fee(s) the Mutual Fund company itself may charge. Maintenance FeesD Household accounts. Where applicable, TD Waterhouse receives commissions, fees and other compensation as set out in the Commission Schedules and theTD makes good money, because they have a captive audience of people "who want to keep everything at one bank". EasyWeb LoginFor TD Canada Trust bank account fees refer to the TD Canada Trust “About our Accounts and Related Services” brochure Wire Payments – Outgoing Up to $10,000 $30. TD's website for the 60Plus account says "$250 daily balance minimum to waive $10 monthly maintenance fee". Transfer cash immediately from your TD Canada Trust account over the phone. or market activity or to allow for systems maintenance, updates, or for any other cause, or • The. Since I haven't. com. TD Waterhouse Institutional Services (TDWIS) provides comprehensive outsourcing solutions for financial services organizations in Canada including: global trade execution, clearing, account administration, and a variety of value-added products and services to retail and institutional brokerage firms, Investment Counselors, and IDA member firms. 2. Since eliminating commissions, TD Ameritrade is tough to beat, having already stood out for its $0 minimum, free tools Beware of TD Waterhouse NEW fee structure - RedFlagDeals. $0. TD Ameritrade offers a variety of retirement accounts designed to meet your income and lifestyle needs. Fees, Commissions and Charges 6. About: TD Ameritrade first launched as Ameritrade in 1971 and later became TD Ameritrade in 2006 after being purchased by TD Waterhouse USA from TD Bank Financial Group. Transfer Fees: Most institutions charge a transfer out fee of which the cost vary. 00%. waterhouse@td. First Home Savings Account (FHSA) The First Home Savings Account (FHSA) is a type of registered savings plan introduced by the federal government in 2022. S. New TD personal savings customers. TD Waterhouse will act as your attorney or agent for the purposes of making any withdrawals from any segregated funds held in your account required to pay fees or expenses owing in that account . Maintenance fees can vary from bank to bank, but a 2020 Bankrate study found that the average monthly fee is $15. Another example, the TD Canadian Money Market Investor Fund has an MER of 0. $100 fee if you are under the TD Direct Investing Minimum Balance of $15,000. TD Waterhouse, known for its exceptional services in Indonesia and beyond, has. Short-Term Redemption Fee Policy. TD Asset Management Inc. 50 to buy and £17. USD chequing account fees are. service@td. (convert it to e-series to access e-series funds) Under about $100,000, you shouldn't be looking at ETFs because the trading fees and bid/ask spread make them inefficient compared to the e-series (index) mutual funds. Low monthly maintenance fee. Visit Qtrade & Get up to $2,000 Cashback. To help you skip the line, below are answers to clients' frequently asked questions. It always gives me trouble, bad customer service, and they always try to rip you off with new service fees, and new ways to get your money. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank. Earns Interest. Fees for each series of a mutual . 00 $ 25. Open a new TD Direct Investing account and you could be reimbursed for any fees—up to $150—when you transfer funds from another brokerage. GICs, or Guaranteed Investment Certificates, are secure investments that promise a defined amount at the end of their term. Take advantage of services like DRIPs for automatic re-investment of dividends without paying trading commissions. Sales charges and short-term trading fee. Mid-Cap Equity Fund, effective September 1, 2010. owner : fuesel, gregg joseph (crd#:4173460) chief financial officer/finop : konop, lynn marie (crd#:1216310) chief compliance officer - bd : kostulias, james robert (crd#:3091009) president : starr, jeffrey harold (crd#:4700461) managing director, operationsTD Wealth will use our standard feedback processes to receive feedback under the TD Wealth Accessibility Policy. or officer of TD Waterhouse Canada Inc. N/A. 00 Processing fee for U. ’s SEC 606 Order Disclosure | TD Ameritrade, Inc. TD Waterhouse is the name of the brokerage products division of TD Bank Finincial Group. Jul 14, 2016 · At the end of each calendar quarter, the Maintenance Fee will be assessed based on your combined household relationship with TD Direct Investing. Low monthly maintenance fee. $250. waterhouse@td. Online trading with TD Ameritrade provides you with a wide range of investment products and tools to help you pursue your financial goals. Please make . We would like to show you a description here but the site won’t allow us. TD Waterhouse Review (2020) - brokerage [email protected]: The TFSA contribution limit for 2016 is $5,500 1. 5 reviews of Td Waterhouse "TD is overall a horrible bank. 750%. order to maintain the two (2) business day lead time for EFT Deposits, please be reminded that. 4 No transaction fees, non-TD ATM fees in Canada, and fees for paper statements if you have the minimum monthly balance indicated or more in your account at the end of each day in the month. - Household program – The household program can help in getting the fee waived, access to free streaming market data, and lower trading commissions. Of note is the quarterly “maintenance. Start new topic;• payment of all commissions and fees, • payment of any debit balance or other obligation owing in any. The TD Canadian Index (tdb900) has a current MER of . No monthly maintenance fee. TD Wealth Private Investment Advice is a division of TD Waterhouse Canada Inc. 2 TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD or IRA CD interest rate and APY in effect at the. 50%. 00 $ 10. , a subsidiary of The Toronto-Dominion Bank. TD Ameritrade is a large online broker that originated from the merger of Ameritrade Holding Corporation and TD Waterhouse USA. Client Documentation Department 3500 Steeles Avenue East Tower 2, 2nd Floor Markham, ON L3R 0X1 TD Waterhouse Private Investment Counsel Inc. com • Submit an. 175+ Branches Nationwide. These may be paid to the advisor, dealer or mutual fund company, depending on the type of load (see below). City, State, Zip. TD Wealth will use our standard feedback processes to receive feedback under the TD Wealth Accessibility Policy. Gain access to real-time streaming market data, analytical tools, and advanced trading capabilities, including: Equity and option trading with access to all North American exchanges, news and next-generation web charting. 24 2. TD Canada Trust (RSP and RIF) TD Future Builder Service & Quality TD Waterhouse (ANY) Canada Inc. 3 TD Convenience Checking SM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. Pass-through fees charged to TD Ameritrade will be passed on to the client's account. At TD Direct Investing, we help you achieve your investing target with trading platforms required a diversification of trades with competitive pricing that is simple and fair. Look at a TFSA and non-registered account with TD. • Deposit a cheque by taking a picture with TD Mobile Deposit. . You’ll pay anywhere from $5 to $25 in monthly maintenance fees for your TD Bank account unless you get them waived by maintaining a minimum balance or scheduling direct deposits. We would like to show you a description here but the site won’t allow us. In 1996, TD bank introduced Web Broker, the first online Brokerage platform, which was renamed TD Waterhouse Discount Brokerage in 1999. Access all the information and tools you need. Ask for financing through TD when you're. 00 ($14. service@td. 02%: $0: $5: TD Bank Signature Savings:. Online: TD. TD BANK N. refers the client to certain of the above-referenced entities, TD Waterhouse Canada Inc. stocks trades. No monthly maintenance fees; One free transaction per month. Retirement, home purchase or education. Top Questions. Monthly Maintenance Fee. Alternatively, with about $23000 in the locked in RRSP subject to the $100 fee, maybe I can move $2k over from my regular RRSP if that eliminates the fee. In 2005, the American discount brokerage Ameritrade acquired TD Waterhouse USA, jointly owned by TD Bank, and the Canadian. account maintenance and service calls, reports and transaction confirmations .